Portfolio lenders or credit unions may offer flexible refinancing options, while creative financing can improve cash flow.

@Dan DeGroffTo achieve a house-hacking dream in Washington, consider lender flexibility, documenting intent and income stability, applying for an investment property loan, partnering with a Washington State resident, exploring creative financing options, and considering FHA or VA loans.

It has been my experience, too, that smaller banks with a deposit relationship have a lot of flexibility and a variety of products on offer.

Most importantly having the 5 separate  tax ID’s will give you the flexibility to sell the units individually in the future or perhaps it becomes a potential exit strategy you pass along to the next buyer.

Flexibility and solving their individual needs/logistics. 

Right now in Texas, we're seeing a lot of demand in both areas, but suburban spots around Houston and Dallas are especially hot due to affordability, space, and work-from-home flexibility.

However, an AnyDay to AnyDay strategy might give you more flexibility, filling in midweek gaps.

They may have more flexible terms compared to traditional banks.Just be sure to check the interest rates and repayment terms since borrowing against your policy can reduce the death benefit if not paid back in time.

@Adolphus Fletcher For multifamily investing, most real estate investors typically use an LLC for several reasons:Liability Protection: LLCs protect your personal assets from lawsuits or debts associated with the property.Pass-Through Taxation: Income and losses from an LLC pass through to your personal tax return, avoiding double taxation seen in C-Corps.Flexibility: LLCs allow for flexible management structures and are easier to maintain than corporations.Anonymity: In some states, LLCs can offer a degree of anonymity if you use a registered agent and form the LLC in a state that doesn’t require public disclosure of members, such as Delaware or Wyoming.S-Corps are should be avoided for real estate investing because of various reasons.

There's room for flexibility within the tax code depending on your strategy.Hire a tax pro to help you navigate this.