Maybe people don't want to mention the good ones in fear they will go work to someone else.

So sustained maintenance should not be your concern, your concern should be on how fast you can recover the initial cost of the hot tub, the maintenance is not the issue.Argument #2 Seems like this is based out of fear and the unknown.  

It's only going to get worse, I fear.

Many homeowners fear selling for this exact reason. 

I factor my acquisitions on Adjusted NOI base, out of fear of one off capital draws needed to continue typical rental operations.

I factor my acquisitions on Adjusted NOI base, out of fear of one off capital draws needed to continue typical rental operations.

Like you, i'm new at this and a bit fearful to take my first baby steps but have all of the faith and support neccessary to make it happen. 

Try erentpayments or buildium.One fear I always have though is that let's say you get 10 properties and they just decide on the 3rd of the month to flee to Brazil. 

Taking advantage of the fear in the market for buyers/sellers and made a low offer that worked!

This reduced the "fear factor" premium in bonds.