Now that August 17th has passed, and the new NAR Settlement is in effect, big changes for consumers on both sides of real estate transactions are being felt across the nation.

There are numerous state and federal laws related to buying and selling mortgage notes as well as originating mortgages/contract for deeds etc.You have Dodd Frank as well as numerous other consumer protection laws that you have to deal with. 

I will be fully transparent that I always have a healthy dose of skepticism for anyone that is selling courses.There is certainly a value to being spoon-fed information.  

In a healthy Association, they've taken into account that this will need to be replaced, and have planned for it, essentially charging everyone who has lived there over the last 20 years a nominal amount to be put toward the new roof when it's needed.With an unhealthy Association, they try to keep HOA dues artificially low, and when a repair is needed, they levy a Special Assessment, which puts the financial responsibility on those who live there currently. 

The lender is now the barrier of entry of their risk appetite and they'll need you to gauge if it's healthy or not-- it's not your job, but there's too many headwinds for them not to do that.

"Consumer Electronic File Storage": $25 [this seems like a bs addon]L.

Granted, it's Ohio and not seeing appreciation like we've seen in Florida - but this area in particular is seemingly healthy. 

You might have an easier time buying a parcel and subdividing it into residential and commercial lots, then proposing the commercial use variance just for the commercial lot.Doing all of this research on your client's behalf is mighty generous and very time consuming for you.

It looks like you have a healthy spread from purchase to ARV. 

Therefore, money for renovations was handled before I provided a healthy budget.