I know in Columbus a lot of community banks are doing loans on 2-20 units.

Instead of moving into another single-family home, consider house hacking a duplex or triplex, this allows you to use low down payment loans (FHA, conventional) and offset your mortgage with rental income, accelerating your path to financial freedom.

If you aren't going to be living in CR full time as you try to execute the deal I do not think it is physically possible for you to obtain a loan from Scotia Bank and not worth your time to try because the rates are so high. 

Commercial Loan How did you add value to the deal?

You could also use a Fannie May Home style renovation loan which a conventional loan and require 5% down vs.

I started listening to the podcast and reading real estate books about two months ago, and I’m excited to take my first step into real estate investing.I’m currently in Spokane, WA, and I’m pre-approved for a loan.

There is a reason banks don't make loans on stocks.

A couple of months ago, I purchased a property using a hard money loan for $115,000.

However, my debt to income ratio with that home loan, and student loan doesn't look that great currently and I don’t have much for a down payment.

Louis for the hard money loan.