@Jim Henry I know Cozy offers CC payments, and tenant is responsible for the 2.75% fee. 

Owning rentals involves volatility in cash flows, if the investors can’t figure out the best way to deal with COVID-19 while paying all their bills, then they don’t deserve to have rentals. 2 - There are options available to Investors: They can always put it on a credit card, which really already has a payment plan set up for them with their terms... an investor can quite literally just pay the minimum until they get back on their feet, not suggesting anyone just make the minimum on a CC but that is an option, just like it is an option to put food, utilities and anything else on a credit card, investments are no different. 3 - There are loans available to Investors: Applying for temporary or unsecured loans to make ends meet are available and even more so now - and before anyone says you won't qualify - there's only one person to blame for getting yourself overleveraged in some vanity fueled quest to reach x number of doors and yes... a CC is a type of loan when used - so if you have a CC... you can access to borrowed funds with a re-payment system. 4 - Why does an investor have to own their current rentals?

If this includes dipping into retirement funds, extending CC debt, or securing government help, that's what needs to happen. 

If the CC is in your personal name, see previous requirement for line 3 and... all payments being refinanced greater than $250 you must provide a receipt for 5.

I have financed rehab work with CC before, and will happily do it again, if it's my only option.

They can link their CC and send payments.  

I agree to avoiding Chapt.7 at any cost, BUT paying off $80k in CC debt with the current exponential CC interest rates is beyond me.

Take advantage of 0% cash advanced CC options3.) 

Pay off your CC debt and etc.I assume if you’re on this forum and have multiple RE properties you’re not worried about CC debt.

Separate bank accounts and CC.