OR, if they are investors, they have much more experience than you do, so can bring in outside money.That being said the typical way of using OPM (other people's money) is first, borrowing as much as possible.  

If you put yourself in the lenders shoes and think about the risk of the deal and worst case if the borrower defaults what is in it for the lender?

The process is getting allthe information together like the 1003, credit authorization form, bank statements, income statements etc. they will underwrite the file and confirm the borrowers ability to repay.What state is this in?

Are you trying to put together a borrower's package for potential lenders?

Lenders don't like borrowers without reserves.Is it risky if the property cashflows well at 100% financing, in an appreciating area, and you have plenty of cash in the bank to cover any problems? 

And then go to a bank and refi it to pay them backFind someone with self directed IRA money, and borrow the money from themGino

Hi Hannah, I hate to be a party pooper but you won't get any construction loan or any other type of loan in Mexico to finance the construction of a house there.If you don't have cash, your only options would be to borrow in the US.

Portfolio loans, asset-based lenders, and home equity lines of credit are all alternatives to traditional borrowing.

Honestly it’s all about opportunity cost.If that additional cost is going to yield you more than it costs; then pull the trigger .If you borrow a down payment, it’s going to reduce your cash on cash return as your mortgage payment is increased. 

I've already had two borrowers text me and ask if their rate went down by a 0.5% after explaining this repeatedly to them for the past month.