Real estate is very similar to exercise you need dedication, repetition, and a solid diet (education).

I really appreciate hearing a balanced perspective on wholesaling and how important it is to focus on motivated seller leads and building an online presence.To give some context, I’m 20 and live on my own, working full-time.

Secondary markets will give you a balance of appreciation and cash flow if you buy in the right pockets and a good asset. 

This approach balances immediate needs with long-term growth.This post does not create a CPA-Client relationship.

This means the seller-financed loan becomes secondary to the new mortgage, which satisfies the lender's LTV requirements.How It Works:Lender issues a new 75% LTV loan based on the property value.The seller retains a subordinate lien for the remaining balance until paid off.No additional cash is required from you.”

Keeping it as a rental sounds like a solid option, especially with the low mortgage balance and high rental potential.

Then you can pay down the balance at the refinance closing.

(Loan balance, purchase price, etc etc don’t matter.).

All these providers balance speed with compliance, so it’s worth consulting with them to compare timelines, costs, and support for your specific needs.

Not only do they lose the retirement balance, but also they incur a 10% premature withdrawal penalty.