that is a much lower risk way of getting started than with a sub to deal

I have been digesting all things Real Estate so right now I am working to lower my DTI while saving at least 6-7% for the Owner Occupant down payment (to include closing cost, etc.).

Contrary to most business lending, the REI industry has a lot of "non-bank" lenders that provide attractive loans that can lower your cost of capital and improve your profit/cash flow. 

This implies residential units can be built at lower costs and provide better return than building a single ADU.11) adding an ADU to SFH can make the SFH fall under rent control.

I can list a property for 120,000, get no offers, so they push me to lower it and lower it until the price is 100k, and then it sells for 97k - they will call that 97% of list price (even though it is 80% of original list price). 

I have lowered the price significantly this year. 

Well that is when the lower tenant feels like paying her 20% portion of the rent of $240 per month lol!

Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

There are several out there that I am aware of that are taxed at rates which are currently lower than ordinary income rates.