This will drive how much you can borrow.Consider More Modest Options FirstWith $200k in investments to deploy, look at starting with 1-2 short-term rental properties first to gain experience before scaling up.Explore markets closer to your mom's current location that may have lower costs but still tourism appeal.This allows you to validate the model and your ability to operate short-term rentals successfully before risking more capital.The short-term rental concept could potentially work, but I would recommend starting with a smaller, very well-researched first step to validate the model before going all-in on a larger endeavor.

@Sean O'Keefe gave you the correct technical answer.That said, I will question the whole concept of buying a vehicle "to manage your rental property."

Any insights welcome here and feel free to blow up my structure because I know I've got a pretty loose grasp on all the concepts here.

I started with my own funds as proof of concept, then started to do some joint venture deals and take other peoples money, only after I used my own and my mothers.

Feel free to post or message me, and we can start with getting the Intention Journal by Brandon Turner first and then figure out the details later.

What doesn’t sit right, the concept of the time value of money?

You are mistaken on this concept:"... what happens when I as an investor default on the loan payment. 

LOL That's the concept I was reaching for, Mark...absolutely.

Jay,Have had my eyes peeled on land and learning as much as possible.Still early days for me in this venture but 100% agree with you.Love the concept of hoarding land and the question for me is how to cashflow from it?

This is important to me, because, due to the layout of my property (it is a HUGE open concept), I get a lot of people wanting to book an event space or have a party and they are located in the same city.