I've seen my clients have some success in the following markets as well.Some folks I work with who live in New York/New Jersey have been investing in Baltimore and smaller Pennsylvania towns.o Cincinnati, OHo Birmingham, ALo Indianapolis, INo Memphis, TNo Southhaven, MSo Baltimore, MDo Abilene, TXo Kansas City, MO

I do have a LO but I will keep you in mind in the future. 

Its just too risky to assume in a LO with a seller they will takee your payment and then pay the underlying mortgage.  

We are currently looking at real estate in three areas with our understanding of pros and cons: St Pete Beach Pass-A-Grille (pros: popular and high-end; cons: expensive and no short-term rental allowed); Tierra Verde (pros: unincorporated Pinellas, short term should be allowed; cons: isolated); St Pete Shore Acres/Venetian Isles (pros: proximity to downtown St Pete; cons: short-term rental not allowed).

I've never done a LO where a realtor's involved because the consideration requirement has to be high enough to also pay the realtor.  

Hi Tony, I have one that's live listing as a LO and another one coming up in center point.Jeremy

If you are planning on renting your property look at Isla Verde and Condado. 

If not, maybe do a LO with enough time for them to build the income history they need to qualify.   

Never do a LO when the seller is in distress.  

@Josh Farrell yes, you should absolutely talk to a LO and get preapproved for the delayed financing refi before you even purchase it, that's knowing your numbers 101 in my book.