When you're dealing with more than one file or one different realtor at a time, this can get very unproductive.

Our money that we used to sock away in unproductive accounts is now earning interest + dividends tax-free AND we have full access to the money, no applications or penalties if we can't make a payment that month.

I can do a title search easily and see who the lender is, that's not a problem, but I picture a lot of unproductive phone calls that will test my patience.

HML are hard - too hard for me -  When you get a great deal and you really want to hold the property - maybe a short term HML is the way to go  until you can get some "soft money".If you intend to flip the property - do not buy it..... instead  CONTROL IT with a skinny contract of sale - with all the necessary clauses in it that will benefit you and the seller.Make sure you have lots of time - use "banking days", study periods and delayed settlement terms.I think it is unproductive to use a HML for short term flips -Once you get a property under contract - start immediately to find your end user - your assignee the smart investors who can understand a bargain when one is presented. 

Discussions with friends and most relatives is unproductive and to them will sound like bragging; no matter how you try to position it you can't talk about your 20 unit MF, or even a duplex, without them becoming weird. 

The lender will never ask where the money is going so you can use it on unproductive purchases of depreciating assets (cars) or for down payments on a new property.

If you presented yourself unable to close a deal then why would he want to spend time on unproductive activities? 

I quickly clamped down on generic phrases like "evictions in georgia"Metrics/Results- 3.6k Impressions, 178 Clicks, 12 calls/contacts, 2 property visits, 2 offers, 0 accepts- $1200 total marketing dollars invested, $8.87 avg CPC (lower due to cheaper, unproductive search phrases)- 50/50 male/female, 50/50 mobile/desktop, lot of traffic at lunch and after dinner- Most successful ad group were super generic e.g.

That is a good skill building exercise, but still caters to an unproductive approach and is used as a crutch for those with analysis paralysis.

I'm just amazed that the same people who used to follow my footsteps doing unproductive stuff, like partying every weekend from sun up to do sun down, have refocused themselves to entrepreneurship like I have.I get multiple messages a week about how I inspire people and ask how to get started in real estate.