Ideally a 3 star and under.

We were able to negotiate a buy down on the interest rates. 

We have been around the bigger pockets community for over a decade now and have more 5 star reviews on bigger pockets than any company on this website in any industry (>270  5 Star reviews).

"But rates have been at 7% or higher in the past, and investors still did well!"

When doing a full due diligence on these companies, I found out that their trustpilot rating was 1 star and read several lawsuits filed against them, by multiple homeowners.

Airbnb people have been discount seekers. try not to go by what you have heard,  but try it on one of your properties  and give it a few months  at a higher rate. 

Set up a basic system to manage your listing, update it monthly, and always ask guests for feedback—and don’t forget to casually ask for that 5-star review!

One of their so called instructors from one of the training sessions asks the students to go to the five star hotels, or go play golf, or go horse riding, or go hang out at the high end night clubs for the sake of fund raising.

The ones who decided to come, after all, left 5 star reviews.

Pro Tip: Ask an insurance agent what your rate will be before you make that offer.