Maybe not a good option?

I am curious to hear what the forum thinks, So which one of these options (or upgrades) will get tenants attention faster and  help get better income for a typical 3/2 single family home rental.

On paper, they looked like a strong borrower, but the tax-return complexity from multiple businesses made things messy.Here’s what ultimately worked for them:✔️ Used a closed-end second to tap equity✔️ Qualified using a 1-year P&L instead of full tax returns✔️ 738 FICO✔️ 81% CLTV✔️ $225K loan amount✔️ The lower-documentation structure brought DTI from 61% → 49%, which finally made the renovation feasibleWhat stood out in this situation was how alternative documentation options can make a real difference for people with layered income or complex business activity.

- Foreign national loans come in a large array as you pointed out, DSCR is easiest, but often the more expensive option, it really comes down to your income and goals as an investor, but there are quite a few different options. 

For many it's the only option to grow a portfolio faster, but I don't know any lender who would do 100% financing for a new investor. 100% of purchaseprice is okay, as long as it's not 100% of market value.Real estate investing is all about equity.

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Hello BP family! Looking for some inputs and advice for this potential duplex deal. The way I structur...

That said, I’d love to help you out and discuss this further.

Advise from our community would be helpful.

Do you help them with that process?

I'm not experienced to the point where I can offer helpful advice here but I am eager to learn and help others as I do.