This means I can sell insurance from many carriers (not just one) and if I leave to go somewhere else, I take my clients with me so they don't get assigned an agent they don't know.

Any advice/recommendation/similar experience is appreciated.Aloha Jinxiang,  I would check with your insurance carrier anyway before filing a claim.   

Insurance fell dramatically since a new roof was put on and I switched carriers. 

First red flag is if they say that they will shop your deal with a few different investors.  

If you’re only getting 7 inquiries in 15 days with no applicants, that’s a red flag.

However, upon closer inspection, several red flags became apparent:Lack of Transparency: Despite claims of being a Georgia corporation, a search in the State of Georgia Secretary of State’s Division of Corporations database revealed no record of the company.

Shortly after, my strategist flagged that RTR was severing its ties with their PM partners in Harvest and would be seeking a new go-to team.

When you see red flags, adhere to them even if the prior relationship has been good.

We have tried to take all the skills we have learned in our W2 carrier and apply them to our personal business. 

I understand why carriers associate Condo/PUD construction with greater liability risk (I am sure being based in Philadelphia, a jury friendly city doesn't help either) but curious which carriers others are finding to price coverage without this exclusion and also price the coverage competitively.This also serves as a reminder to review the coverage when you hire a GC for more substantial or unique construction assignments.