Are your thoughts based on experience and research in this area or based on a gut reaction?

Wife and I are both self-employed so acquiring a traditional mortgage is challenging based on our "on paper" income.

Myers varies based on seasonality, local demand, and competition.

our entire platform is microsoft based and using everything integrated - while not technically all automation it is a game changer - especially when using powerautomate.

You're right, we shouldn't judge all gurus, only 95% of them are snake oil salesmen.

Your payment will be based off the interest rate--not the APR. 

We are targeting a few areas based on strategy, West Sacramento, Midtown downtown, or for more cash flow north Sacramento and Oak Park are interesting.

Not sure if that is the case for you or if you are worried about burnout but if not, I would continue making extra as a nurse which will help with getting you approved based on income for future homes. 

You state that you have 20% - 25% equity position for safety, but you don't based on the information you gave. 

@Srini Rajamani you may want to touch base with @Jaycee Greene He's helped many investors create a strategy from the thousands of options.