Some people are addicted to gambling and some people to drugs or alcohol; I was addicted to automotive performance.

Also, what about just selling the car and downsizing into something more moderate for cash?

Currently I am house hacking a property that just needed moderate cosmetic work (hardware, lots of spackle, and landscaping) , but it still takes more time than you would think, especially if it's your first attempt.

We set our goals on finding a multi-fam with opportunity for moderate rehab where we could achieve a $20K immediate profit in ARV (after repair value) compared to purchase price + renovation costs, with a total budget of approximately $125-150K.

The appreciation and the rent growth rate could be higher or lower each year.If interest rates drop meaningfully, I expect price and rent growth to accelerate.If interest rates increase (as in 2023), based on how our segment performed in 2023, I expect modest to moderate appreciation and rent growth.What About the Interest Rates?

The property plus loan would get more ongoing scrutiny than others, in case a person's personal issues spill over into a property's performance and the ownership LLC's operations, financials, maintenance, etc.But, again, in this case everything is fully performing plus the policy is highly irregular and moderately detrimental (if only done once) to their customer's personal credit scores.  

Moderator edit - no dealmaking4.

I have a couple of links here that might get removed by moderators (due to "competing" website being the host).

I was just replying to the post by Aaron Norris regarding some assistance programs for moderate income folks.

It’s pretty and moderately priced.