The loan is for household expenses (rent, electricity, etc.) that I foolishly neglected

This is in a condominium.

It is currently unoccupied  The building was built in 1944 as a military base and was transformed into condominium complex.

Equally, the 3 kids w/ single income doesn't matter, you can only base income on a per-adult or per-household basis.This is a good example of why your rental criteria should cover as many situations as possible.

Actually, the US EPA rep recommended the 1-10 solution of bleach for destroying household mold.....CB

I heard that you should be following the rules below when investing in Indianapolis:High Income is good for Fix and Flip but not Cash Flow.Rule 1: Household Median Income should be between 40-70K.

Assuming good faith (another topic), you could rely on this information to determine if it is a consumer purpose loan, and therefore involve all the requirements of Dodd-Frank, or if it's a business purpose loan allowing an exemption.A consumer purpose loan is one in which the money is used for "personal, family, or household purposes."

Nearly 40% of Gilbert residents hold a bachelor’s degree or higher and the median household income is $80,080.

@Hao Dinh you should really ask if the condominium is "warrantable" or not. 

Meiers (assessor valuation disregarded in favor of estimated building replacement costs)During 1977, petitioners purchased for investment purposes two condominium properties known as the Via Serena property and the Calle Sonora property.