I'm working to define my business plan, and the more I learn and think about it, the more it appears to me that leveraging the practices of wholesalers (direct-mail, flyers, email) to strengthen the numbers of a buy-and-hold strategy makes sense.

This forum is to strengthen our investor knowledge.

I predict the Phoenix market will strengthen vs. 2014 with a 5-8% rise in prices overall.  

Strengthening the interconnections between your tenants and local businesses sets the stage for a stronger community.

That being said, I look at it like this, I am certain there is someone out there who has never spoken to a prospect and put a deal together but in my world, you need to talk with someone to build rapport, go out and meet them whenever possible and see the property (also whenever possible) to really "do" the work necessary to build your business and strengthen your sales and people skills.In short, get leads (website, direct mail, door knocking, bandit signs, realtors.....whatever) and don't be afraid to call them and talk with them to take the interaction to the next phase which is the meeting, viewing the property or whatever it is in the chain of events.Good luck and please let me know how it all goes.

I understand the fact that I/O doesn't build any equity for the borrower and that it would strengthen the note if the borrower was building equity and happy with the terms.

Given this scenario you have a little less room to finance many new cars etc.To strengthen your offer a pre-approval letter from a lender with a copy of a financial statement for the seller/owner should really help seal the deal.

You also have to be careful and mindful that it's very probable your appraisal that determines how much "cash back" you receive might come back very conservative.Many appraisers are trying to strengthen their relationship and protect the bank.

However, having a recorded deed showing legal title and a POA will strengthen your position with the realtor or broker doing business with you.  

Notes usually go for sale when the bank is required by the bank regulator to strengthen the balance sheet of the bank by eliminating a portion of non-performing notes on their balance sheet.