HI everyone:  I keep on going back and forth on this but want to ask others who have made moves in either direction this year (or gone down the route of paying off properties early in general). 

I am ready to purchase another and looking at going thru the Auction.com,  would love some insight and to hear from an investor who has gone this route in California.  

With the equity built since 2020, I am trying to determine the best way to route it through BRRRR and begin snowballing my portfolio/capital availability.

I only recommend this route if you are looking up a lot of properties regularly. 

This route can help generate more cash flow than a traditional rental and offset holding costs, even if occupancy rates fluctuate.Rehab: Use part of your bonus to address those problem areas for a BRRR approach.

If you're planning to go that route, I would consider buying a new primary rather than renting.

After reading and talking to my lender which didn't offer it (similar to what @Drew Sygit said) I went the conventional route and used cash for the remodel. 203k loans have hurdles, payment draws, specific contractors (grosssss), and other requirements that slow you down or cost money.Investors have found success with (203) loans it but consider your overall goal, budget, and timeline. 

The buyer just wanted to get out of the deal, and that was their route of getting out. 

Ive never really explored this investment route but it's great to hear about your journey in specifics and how you've been able to overcome a lot of those challenges. 

Instead of going the attorney route, I ended up working with National Debt Relief, and it was actually a game-changer for me.They handled all the negotiations with my creditors and were able to reduce my total balance significantly.