And perhaps they realized that they couldn't staff permitting and enforcement for the program. 

Then a few days later got another email asking if we wanted to invest in another note program!!   

I’m in Calgary as well :) thank you @Santhosh, it appears that may be the case.

I have been using Stessa for years and don't want to lose all that I have stored in the program. 

@Heather McNicol when you say the program is expensive, can I ask how much the program costs?

As it relates to habitation exposures, it appears that there may be a leveling off in premiums, rates, and deductibles here recently, but there's so many different variables that it's really hard to make a blanket prediction for 2025 (or the future). 

The Housing Choice Voucher program here is run by CMHA (Columbus Metropolitan Housing Authority).

Tenant can't really use this against you - if you do everything better going forward.Go to local landlord-tenant court and write down the attorneys that appear most frequently. 

You appear young, Tim.

However, it’s crucial to track and document all hours worked meticulously to demonstrate material participation if audited.The CPA’s suggestion that your activity would be treated as passive could stem from the involvement of a property manager, as their role could make it appear that you are not the primary manager of the rental.