I've been playing with amortization calculators and have seen you can pay off 1/3 of the mortgage and reduce 2/3 of the duration.

They tend to get people to attend their seminars that have no understanding of RE Investing and think that they have to "pay to play".  

If they don't you personal financial situation plays a bigger part in securing a loan. 

Most of our investments we look at IRR (time value of money) to determine which investment is a good fit for us at this time - which factors in returns, risk and time of investment - is it a short term investment we want to get appreciation play or long term fixed income investment.

I think real estate investing has always been a long play whether it be Turnkey or any other route. 

Slightly less bookings, way less lead times, prices have dropped.January 2025 is promising relative to how 2024 has played out. 

Outside of real estate, I enjoy working out at the gym, woodworking and building furniture, playing tennis and doing any and every DIY project. 

Sorry to be the bearer of bad news, but when you look at the facts of what money was invested in and how it was handled, it leaves little to hope for.The only potential to get anything back is a potential SEC / FBI investigation to see if any fraud was at play where other assets of Norada is possibly garnished to pay back investors.

Commercial lenders are not playing by the same set of rules as conventional lenders.   

I have 2 factors that I know play into it, but there's always more beneath the surface.