I have multiple lenders that can do 100% financing for the short-term rehab loan, up to 70% ARV for 1-4 unit properties.

A few things to note-Loan payoff isn't part of the calculation of what taxable gain will be. 

My inclination is to suggest paying back the PML 70% of the land proceeds (presumably $168K) at that closing and then hold the remaining loan until I sell the house. 

Hi Adam,I'm a licensed loan officer in 8 states.

you will not find a cashflowing property at 100% financing whether its with a traditional loan and heloc or whatever the terms. 

what kind of loan?  

I only wanted to clarify that almost everyone who mentions their equity means “cash after paying off their loan”, not their gain.

We just had our 3-year loan mature on 2/2/24.

To offer up a personal example, I am working on a project with a 70/30 split where I took down the entitlements without any LP equity (although I did use some bridge dequity who I took out after permits were obtained) and my LP partners did not wire me funds until 2 days before the construction loan was originated.

You payment is $2,600 plus tax and insurance.