So if you let your buddies stay there one weekend for cheap, you still have to get two other guests during December.Clarification: the test for personal use days is more complicated.

This tends to be the issue with these lower cost homes, unless you buy them very very cheap.

I also know a GC that can get the job done well and an architect who isn't cheap but is GREAT with ADUs.

:If Bitcoin hitting $100,000 per coin does not surprise “them”, and if Bitcoin really can hit $100,000 per coin, then Bitcoin today price of $11,000 is very cheap.

Umbrella insurance is crazy cheap for the benefit, and it already requires you max out your liability on your other covered items.

It looks pretty cheap if you're able to read it and bill it yourself every month.

Not saying not to pull equity and keep going.....but you've got a little over $400k in 1and 2 and another $100k+ if you throw in #3.....right?

You can throw some tenants in there, nobody is going to come there and lock your door.

This will just turn into a ventfest with everyone complaining about how they can’t find good cleaners, Handymen, Plumbers, roofers, lawncare, snow plow, electricians, etc etc etc.And everyone complaining how they had to fire their last cleaners because cleaning crew members got in a huge fight in the front yard and started throwing things at each other…And how they had to fire the cleaners before that because they showed up drunk…And how they had to fire the cleaners before that because they never even showed up…

I would try to get a 5 or 6 month lease at cheap after a washer dryer add then renew in June for a higher amount or register it then and optimize the rent.