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4 April 2020 | 27 replies
Let them pay the cc company back over the next 6 months rather than you.
6 April 2020 | 2 replies
I have an account with Experian and for some reason they deleted one of my rental addresses from my profile , and now I've been trying to add it again , plus change another wrong rental address.I called Experian and they said I should contact my creditors ( I have no mortgage) , and ask them to contact Experian with the correct addresses in the form of a letter.I have one bank account cc on file at Experian and they said I could contact them to do this (just a regular bank).
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6 April 2020 | 9 replies
Likely it's budgeted as: - 6% realtor commissions-1-2% CC to buyer- 1% - other misc + REPAIRS (some of the 1-2% CC could also even these out)-----We just sold a flip for $339k...paid 8.2% when all was said and done. - 4.5% to realtor- 3.0% in helping buyer's CC- ~1% in misc repairsYou do the math and that's about $27,000 in selling fees.
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10 April 2020 | 3 replies
Payment for the CC comes out of our ‘rental’ bank account.
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11 April 2020 | 2 replies
Wondering if gross income of $60,000 a year and 24 months of bank statements would qualify me for anything out there....Again, no real debt ($5000 CC interest free for 14 more months), and a car payment.Thanks for the advice...
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22 April 2020 | 8 replies
But I definitely see what you're saying, making them pay via CC would add another layer of protection.
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30 March 2020 | 20 replies
So I'm guessing around $10-$12k in CC...Down to $323,000.
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26 March 2020 | 9 replies
So Jane Doe makes a reservation in December for a June stay. She pays a $200 deposit in December with her credit card ending in 1234.
Now she cancels, and tells us she no longer has that card, but she would like it ...
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11 September 2020 | 328 replies
1 - Tenants should also have saved 'reserves' in place - so if they are already missing their rent payment come April just a few weeks into this, they are selectively deciding not to pay for their shelter in hopes of rent forgiveness - which is no different than shoplifting or any other use of a service with the knowing intention not to pay - no one to blame but one person.2 - There are options available to Tenants: They can always put it on a credit card, which really already has a payment plan set up for them with their terms... a tenant can quite literally just pay the minimum until they get back on their fee, not suggesting anyone just may the minimum on a CC but that is an option, just like it is an option to put food, utilities and anything else on a credit card, shelter is no different. 3 - There are loans available to Tenant: Applying for temporary loans to make ends meet are available and even more so now - and before anyone says you won't qualify - there's only one person to blame for that and yes... a CC is a type of loan when used - so if you have a CC... you can access to borrowed funds with a re-payment system. 4 - Why does a tenant have to live in the current rental?
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28 March 2020 | 5 replies
As mentioned, Cozy offers free ACH, but if your tenants are low income, they likely don't have bank accounts to ACH from, and forcing a 2.75% increase seems to be raising their rent, even though it is a CC processing fee.As for the bookkeeper piece, I would not expect a bookkeeper to have some plan for you.