River, I have bid on a few properties that would be great for short term but most of what I am looking at are for long term due to town restrictions and very good school districts.

I'm a new wholesaler in Columbia and am in the process of rolling out a direct mail campaign to locate deals.

Are there lots of reguklation restrictions in Blue ridge?

We recently signed up for smrtphone.Currently we're calling our market and we get calls back, but the issue we're having is smrtphone isn't giving them any information as to who the lead is or which campaign it's from. smrtphone has instructed us we have to search through the different campaigns to see who the person is.

Quote from @Jeffrey Hodges: Has anyone used virtual assistants for cold calling, answering inquiries from direct mail campaigns, etc. to help find deals? 

My only roadblock is there is a deed restriction that states "No use of said property pursuant to rental agreement (oral, written, or otherwise) or other landlord - tenant relationship.

I've never seen an "All Other Perils" deductible restricted to percentage of the policy.  

Regs can run the gamut:  STR licenses are unlimited and available immediately with no restrictions, STRs can only be rented so many nights/ stays a year, STRs can only be in designated areas, the number of STRs are capped and there is a waitlist for a license.As others have mentioned, typically an unregulated STR will have more revenue than a LTR, but it will require more consistent work and effort.  

This is why agency loans have more restrictive yield maintenance, and defeasance prepayment penalties (they don't want you to immediately jump ship, and leave the mortgage bond holders handing).

Any thoughts on other alternatives or experience doing short term rentals even with HOA  restrictions?