Financing is important but your realtor will absolutely be the determining factor whether you purchase correctly or not. 

BTW, I've been trying to post this for several days (ever since the article in WaPo came out).

Verifying last 2 years of rental history very important!

That's bad.Personally, I would look for another property manager who understands the importance of communication.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

I work with a lot of people like yourself who are investing in the Tampa area.What @Patricia Andriolo-Bull said is important, you need to figure out if this is a second home or an investment. 

If you can answer these types of questions you will know what is important as you game plan for the next 10 years.

Verifying last 2 years of rental history very important!

If you want to grow aggressively then having the extra cash available to you today is more important.

So buying the right location will become increasingly important here to protect you in the long-termFood for thought.