Always interested in alternative financing as it is the easiest way to cash flow at high LTV in markets with good historical appreciation.

I'm just presenting an alternative perspective.

Unfortunately, from a STR prospective it seems like there is less opportunity based on supply/demand and current home prices in the immediate area.

Loan seasoning requirements are usually based on the note date and the loan purpose, like cashout refi. 

I am based in Virginia and licensing requirements here seem manageable.

Based on this experience, I feel I have a fair sense of what pricing should look like.Do you have any supplemental carriers you’d recommend?

Hi Lina -- I'm based in Dallas but wouldn't know the laws for the city and county of Kyle, Texas.

Industrial is supposed to be a bit harder to enter initially for folks who don't have capital, but the tenant base is responsible for their units (not you). 

However, when I requested our EIN the letter stated, "Based on the information received from you or your representative, you must file the following forms by the dates shown.

It even gave suggestions on what I could improve based on what my competition is offering.Link to the operator in action is here https://drive.google.com/file/d/1C1uTqgWGfs3AMsUdDWd0FOTbVFM...Quick tip: don’t pay the $200 for this just yet.