Many places only allow utilities in the owners name.

@Vivian Yip  We just use a very generous utility cap. 

Cost segregation can be utilized for many different scenarios such as new construction, properties already owned and newly purchased properties.

Like you mentioned , the prices are going down because a lot of people thought you could just buy a property and slap it on airbnb , expecting it to rent well without doing improvements , not realizing that the market would be overstaturated with " C and D " quality properties ( A+ are the properties i'm speaking of)I'm seeing that you can buy those type properties( A+ potential) that have simply been under utilized and 1.

Monthly expenses will include mortgage payments, property taxes, insurance, utilities (if applicable), maintenance, and reserves for repairs.You’ll need at least 3.5% for an FHA loan or 20% for a conventional loan, plus cash reserves.

@Jay Hinrichs is correct.However, the following seasoning periods are what I am working with on the DSCR programs that I utilize for my clients.

What do you think about refinancing FHA loan into conventional in order to utilize FHA loan again or does there have to be waiting period?

Deductible expenses include a proportional share of mortgage interest, property taxes, insurance, utilities, and repairs.

These companies and their leadership/owners don't care about anonymity because they understand how to properly operate their business i.e. avoid negligent activity while utilizing contract management systems ensuring all vendors are vetted with appropriate licensing and insurance and contracts with  indemnification are in place.

So I'm asking, What is the best way to utilize the results they both gave me and narrow it down?