@Tom GrieshammerThe best bang for your buck would be buying an existing duplex with an owner-occupant loan and putting down 3.5-5% and live in one unit.

Is your midterm you live in performing well? 

And that’s fine it’s not like I will out live the depreciation.

I live in California and invest in multiple states, if that matters.

Hi @Robert B Azimi,A home that has been registered through The Mills Act, can be rented out the same as any other property, and it can even increase rental revenue as there are people who really like the thought of living in a historic house.

I am exiting the rental market here (love living here tho). 

If you're ever looking to chat more about investing strategies, or need any advice as you start your journey, feel free to reach out.My plan is to kick off my investing journey this year with my first live-in flip.

We live right over the apartment.

My name is Batyr, and I’m a real estate investor specializing in co-living (PadSplit) and multi-family properties using creative finance strategies.

Purchase price: $360,000 We bought this stacked duplex, lived in one unit for 2 years and moved on.