These returns against downpayment could outperform the stock market, bonds, etc.3).

“Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.”Robert KiyosakiFor me, the path to financial security wasn't paved with stocks and bonds but rather with bricks and mortar, as I embarked on a journey into real estate investment.

Fun neighborhood bonding.

It appears the bond market continues to call BS, remaining dubious that inflation will come down rapidly (or potential labor market weakening).And those traders may be right, at least for now.Fed Fund futures are now pricing in ~4 rate cuts in 2024, down from 6+, which it has fluctuated around the past few months.

Some states, like WA and California have bond programs for people who make less than , for example, $82,000 which can be used towards the down payment. 

Here in milwaukee, you cant pull a building permit unless you have a contractor’s license which requires a state single family dwelling contractor’s license which requires a bond or insurance.

Context of my story/situation (please forgive the length).I purchased my first beach house (which I intended to use as my primary residence) with an FHS loan in August 2022 in Pensacola, FL.  

You can have a "solo 401k" at one of the major financial firms like Vanguard or Fidelity but they only allow you to invest in their portfolio of stocks, bonds and mutual funds. 

I live nestled in a high tech area with friends who work in data security and its a common question/concern so it doesn't trigger undue alarm.Good argument for a bonded/insured PM in providing a layer of protection for both tenant and landlord

PMI is so cheap that you could put that extra 15-20% into a US treasury bond and have more than enough to cover PMI.