This open concept home includes designer styled kitchen with custom cabinets, granite counter tops, stainless steel appliances including a stainless steel farmhouse sink, vented hood system, and a stunning glass tile back splash.

Great concept.

Knowing that I qualify and knowing how to properly record are different concepts though aren’t they?

I would appreciate anyone who might help me work through this, but please only people who have read the book and understand Dave Meyer's concepts and teachings.

And funny enough, Arizona state apparently have the highest ranked online Master Arch program, and they have a concentration in focusing on sustainable development concepts, which seem to align with my interest so I will be looking into that. 

Open concept is popular in Tampa for example.

Of course, we are investors and a lot of rentals will not deserve the 'open concept'.

the trick is that you move when DSCR in that property is DSCR 1.0 ; so this is the basic concept, once you apply to different primary, they would offset that income to 0.75 DSCR.

Quote from @George Kopp: " the borrower has agreed to personally guarantee the loan. " A borrower is legally obligated on the loan to begin with, the concept of personally guaranteeing one's own obligation is meaningless.Personal Guarantees come into play when there is an agreement to become liable for the debt of a third party or related entity.

We’ll help pull back the curtain a bit on the biggest drivers of mortgage rates, as well as how investors can watch the market like a financial expert does.Bond Market Concepts: What Determines Mortgage Rates?