And on the flip side, if I know that I'm going to be the only offer on a house as a buyers agent, I have a pretty solid chance of getting the service fee that I want.

Attempting to collect from someone who has no incentive to pay will drastically lower your chances to actually get the agreed upon money. 

Was that with Smart Home Choice by any chance?

I think there's a good chance that we will see little movement from the FED to see how the economy reacts to their last cuts and to see how the incumbent president's policies impact the country.

We will have to increase density tremendously to have any sort of chance....but that is a very unpopular option. 

I didn’t realize it then but thanks to this community ( and more than a year of unemployment ) I have learned I should have taken advantage of the W2 lending benefits when I had the chance.

I would call them and find out if they think you have a reasonable chance of being approved.

There is almost zero chance that you bring this issue to a head and they sign a lease with a good future prospect for the tenancy.

No chance the PM should go there ahead of time.

Quote from @Richard Schubert: I have offered sellers the chance to sell to me with owner financing many times and can say it’s pretty unsuccessful for me so far.