., and as they've mentioned above DSCR is something you might want to look at.

And a few of them are now my lenders. 

But, it's very commutable, and a lot of people working in Reno (especially South Reno) actually live in Carson City because it's cheaper. 

And as time goes by, rents will increase and your income will look better and better.My first investment in 2004 made $35 more than the mortgage.

And as others have posted, make sure you are using a good title an escrow company to facilitate this.

It's probably going to mean paying points at closing, a high rate, and a serious pre-payment penalty (like 5 years). 

Quote from @Isadore Nelson: Give the expectation, a deadline, and a penalty.

With 20 years experience managing my sfr and as a property manager for a broker and a bank, this switch into ABNB has been a learning experience.  

You'd have an investment and a residence rent free and possibly cash flow on top. 

If they try to pay their labor as 1099 they run at great risk of violating a host of draconian labor laws such as AB5, the borello law and a litany of "misclassification" laws.There are substantial differences in how "right to work" statstate as operate as opposed to "non right to work" states.SBA defines a small business based on employees and revenue size.