I'm a big believer in surrounding myself with people including coaches who can have a profound impact on what I am hiring them to influence.

The course is mostly based on the book How to Win Friends and Influence People.

The varibles are the hardware and labor costs.Yet, there are so many varible that influence insurance costs, giving a quick call to an insurance agent, who is really your business partner, can be worth the time.

Start with your SOI (sphere of influence).

As I mentioned, improvements may significantly influence market value.

I would highly recommend a book called "how to win friends and influence people".

Why would an entities reserve funds have an influence on an appraisal, unless the reserve funds were to be included in the sale?

That's a powerful intro to a conversation.Second to that, contact your entire sphere of influence.  

Banks more look at the income producing asset rather then the borrower but having a great team behind you can be part of the influence.

I'm no expert on Canada as a whole, but I have a property in Vancouver, and one thing alot of folks seem to discount is the land scarcity there.Unlike many US cities (say, Austin for example) where it's possible to keep building outwards (albeit at the cost of a longer commute), there's significant constraints on land availability overall in Vancouver (bounded by Mountains and Ocean).Influencing factors that I've seen in that city:1.