The worst thing you can do is elevate all the Doubting Thomases in your midst to positions of influence.

If it is the tenants that might influence my decision.

There may be other factors at play that influenced their decision besides the claim.If you go elsewhere I'd suggest calling an insurance broker that specializes in commercial or multi family property insurance.  

If it's true that we are the average of the five (5) people closest to us, then we must find regularly meet with those who will influence us positively and directly. 

Also, try to increase your sphere of influence (people that you are already familiar with you) so that when you pass the exam and receive your license you have a good database to start calling asking for business.

Timithy,How in this world do you have a negative 255 influence!

One other factor that could have influenced mortgage rates in the past week may have been the veering of investments from stocks into bonds.

I've even got a brutha from anutha mutha here on BP that I can't say how much his friendship means to me and what I value I consider him to be in my circle of influence.

Josh could list them by integrating their expertise with the influence score somehow.

I absolutely agree that this is a gray area where the banks are trying to exert their influence for their own benefit.