@Pat Brown,Investing for appreciation is known as speculation (read: gambling).

So thrilled for the growth you are experiencing at BP. 

I'm thrilled to hear every position on this setup.

I have to admit that I started second-guessing my gamble of buying 1/2 a house for $130k and having a "partner" on the other half who didn't know that the house was on these two lots.

The pool will be added to by people who can qualify for a loan but for various reasons don't want to 'gamble' on homeownership.Demographics, location, employment opportunities and amenities will all play increasingly important roles to these people.It's an interesting new market for investors but with the same old caveat: that sucker better cash flow.

It is a gamble but it's my passion. 

Given the current interest rate environment, most people are happy (even thrilled) to earn 8-10% on their money.

That area is a big gamble and a lot of things would have to happen for that area to really turn around.  

As a sales and marketing guy looking to start my REI business, I am thrilled to find REImobile as an option.  

Not sure, because at that point you're speculating appreciation, which is more of a gamble than investment.Refinancing to break even and using the cash to by a cash flow property may make sense.