I'm currently active duty Marine corps.

After we got that one under our belt and rented my brother grabbed more money from his annuity at work and bought another house close by, keep in mind he was the bread winner from his house with one kid in college and twin girls going to college the following year so he was on edge for about 5 months but we fixed the house up and got a cash buy out mortgage against the second house and paid it back and was still making a great profit.

There aren't enough suckers out there to take advantage of - or who will just give you their money, without you first proving you are a winner. 

Winner winner!

No clear winner.

I would encourage you to marinate on that question and then I'm happy to help further if I can.I saw you suggest that you're looking to get properties for 80% of market value.

taking advantage of current rates and paying back current debt with future dollars is a winner (as long as you are disciplined and can afford it). 

I did a ton of research a couple of years ago for good insurance companies in CA, and at that time anyway, Farmers was the winner. 

For those of you in the rest of the country, marinate on what the OP just said.

Sounds like a winner if the seller would agree.