So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

It's true you get a tax deduction for your mortgage, but you also pay taxes on whatever else you decide to do with that money.I would list all of your known investment opportunities, what you think the after tax returns would be, and a risk level 1-5.If paying the mortgage is a clear standout on that list on a risk/reward basis, I would spread out the $60k over a period of time and apply it to principal.You might have other goals like cashflow or reducing risk which might weight towards paydown also.

The current unserious nature of this business irks me but this person would not fit that category. 

@Jon Delarosa Rental expense "taxes" category can include: Property taxesHotel and occupancy taxes County taxes and fees Local taxes It depends on the rental and location. ...

To assure the maintenance of a high degree of competence, Members should only hire individuals with the requisite amount of education to reasonably perform their job responsibilities and affirmatively train, monitor, reward, and discipline their employees.A Member is aided in attaining and maintaining its competence by keeping abreast of current legal literature and developments, participating in education programs, understanding the uniqueness of issues found in particular asset classes, such as auto, medical, or utility.A Member should not purchase or manage receivables in any asset category for which it does not have adequate knowledge or capability to handle.A Member should act with competence and proper care in dealing with obligors and their obligations.

. $400 for a 2-day rental of an 11-yard dumpster might seem high, but it’s important to consider what’s included (delivery, pickup, disposal fees) and whether there are any weight limits.Alternative Options:Bagster Bags: These are large, disposable bags that you fill with debris and arrange for pickup.Junk Removal Services: Some companies specialize in hauling away specific types of debris.

You may group such expenses into a single category under "Other expenses."

would have to get a quote from an excavation company . depends on what the materials are for weight 

There are a few Categories that I have broken into their own calculations considering there may be cost savings depending on strategy employed.

There are a few Categories that I have broken into their own calculations considering there may be cost savings depending on strategy employed.