I’m in a similar situation considering investing in fund 3.

Looking for some input on how others would approach this situation. 

@Jonathan Greene and @Nathan Gesner, you both illuded to sharing more about my current financial situation and background.

The situation you are ultimately trying to avoid is the one where: the borrower defaults, you start foreclosure, the borrower fights the foreclosure and says they didn't understand the loan / could never afford to pay it / you didn't follow the consumer rules, etc, then the judge asks if you followed those rules and you can't show that.... 

I have a situation where a person I know is moving out of the country and would be looking to put their home for sale in the summer.

Your feedback might also help guide others in similar situations.

Aside all that, as others mentioned, you didn't lend enough info to give any specific answer to your specific situation.

Rates are high right now and I think you have a great situation here for you.

The buyer's agent, though excellent, was new and unsure how to handle the situation.

Just keep in mind each persons situation is completely different and small things can make a big difference in rates, fee's points, terms, etc.