Especially in tax advantaged retirement accounts. 

Interesting, how is the cash flow going with rent to retirement?

Retirement account?

Put up a website, go knock doors, go talk to retirement communities, divorce attorneys, GET OUT THERE it's really not complicated. 

Luxury custom home builders can be a mix of different nationalities with finish carpenters, cabinet guys, HVAC, sparkies and plumbers still mostly local but many are older and getting ready to retire.

Right now, I have 100k to invest, 17k in reserves, 40k in retirement and I can realistically save 30k a year in my current position (60k/yr when I am promoted in a year or two)Back to the discussion topic.

They're retired and on fixed incomes, and they won't be able to afford the insurance and/or their HOA fee increase.

Most multi participant retirement plans are Federally exempt from creditor judgements; IRAs are Federally protected as a bankruptcy exemption up to $1,512,350; some states (Texas, Florida) extend this protection to the full amount held in the IRA or any other retirement account.5.

Honestly, In the grand scheme of things, either option is going to be fine.If your goal is # of doors, then use the lever, if your goal is increased cashflow in retirement make the extra payment I'd say.If you really want to make more payments, make biweekly payments of half your monthly mortgage ;)You wont feel it as much.

That would be for Scott Trench the CEO to comment on.Josh the owner of the company Bigger Pockets is retired for the most part.