Do not allow dog until proof of insurance with you as additional insured given.also, keep in mind you only need to provide reasonable accommodation. 

If you sell your only overachiever to go with a more leveraged position, you could have 2-3 properties that may cover themselves or even provide a little profit, but when the rental markets shift (and they do), now you have 2-3 properties that all require you to supplement for their shortages. 

I considered starting out house hacking a MF, but it will only increase my monthly expenses, not lower them or provide cash flow. 

There are many folks, including myself, in this forum that can help and the more info you can provide (mainly numbers on the property), the more we can help you.

Stay away from the top 2 banks, they can take months to actually finance you and saavy agents wont accept a preapproval from them because they can take forever. 

What advice can you provide if any. 

Now the post test reveals I have pvc sewer line leaks under the concrete foundation. plumber has found multiple breaks in the line which need to be repaired and has provided an estimate for tunneling under the house and replacing entire 45ft main line!

A cash-out refinance provides stable financing but resets your mortgage term.

With the numbers you provided above, you will have to ensure you have healthy reserves.

@Craig DanielsI own a local top reviewed real estate brokerage and property management company in palm bay.