Consult with an attorney to provide a purchase and sale agreement in your respective state with an assignment exhibit included. 

I have no idea who I should reach out to for help, and I just do not understand how this person no longer responds to emails or returns phone calls.I hope someone can provide some guidance. 

Meaning educating and providing resources is complimentary to his own investing. 

if i were to acquire these and have them be owner financed, I would want clear title and the other mortgage on this lot removed - especially if my loan has a balloon on it that matures prior to the existing loan, as how would to provide clear title?

I wish the Department of Health would accept private provider plan reviews for septic tank permits.  

Collaborating with seasoned investors or assisting with deal analysis can also provide valuable hands-on experience.Good luck!

Quote from @Stuart Udis: I am always skeptical of these real estate "gurus" and course providers.

All that to say, I'm not sure when they will want to cash in and sell the lot due to the appreciation the subdivision has provided.

As long as you're living in it as your primary residence and can provide proof of that, you can continue with Owner Occ tax rate.

How much "fantasy" is provided?