I am in a similar situation to you in that I am in a 100% commission sales job and the number of deductions and the whittling away of your effective tax rate is very powerful once you can wrap your head around the numbers and the big picture.

If you have substantial personal use of the property but it's not your primary, then a second home policy with this endorsement might work.Big picture, don't misrepresent how the property is used to the agent or underwriter. 

In phase 2 of my growth as a REI, I would have the contractor do the shopping and used Home Depot’s “text to confirm” system where you can see all the items the contractor is purchasing (with pictures, quantities, and pricing), and then you approve the purchase (or deny it) with the credit card on file.

actor=94985&share...Here is the listing for anyone that may want to see pictures of it finished and I can show before pictures as well. 

(room in my house)I have statement from the plumber she caused the leak, pictures, and receipt from contractor for mold mitigation.  

Don't know the whole picture, but if you have good credit, you should be way below both points and rate. 

I'd love to see some pictures of the area. 

Wait for a stronger financial picture and speak with lenders to get pre-approved for higher loan amounts or favorable interest rates.

Most 401k returns are moderate at best the only reason to take advantage of them is for the match, once that’s out the picture the decision is a no brainer. 

Perform the same task in each app to ensure a fair comparison.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.Run a credit/screening report on yourself.Enter a maintenance request, assign a vendor, and attach a fake invoice.Enter charges to the tenant's ledger.Enter recurring charges and automatic late fees.Sign documents electronically.Run owner reports.After testing a few apps, one should clearly stand out.