Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

If you truly have cashflow to spare I would personally look at the 15 year.

It would just need to be a situation where they have great contact with the person doing that managing of the project (I.e. have known the person for years, great reputation, person has experience in flipping etc.).

However, I'm short on cash (will be putting $20k of my personal money into this)  and I am exploring creative ways to source funds for the project.I’ve been quoted for a $100K HELOC on my primary residence with a 30/1m ARM at a 13.25% rate and APR, with an interest-only monthly payment of $1,016 and $3,825 in points.

Hard money lenders focus more on the property’s value rather than your personal debt to income ratio (which traditional banks use) allowing for quicker approval and funding.

It’s a business account and I just checked, paying 3.95%, more than my personal one!

A person doesn't have to like these new realities but realities they are none the less.

I have not done it personally but have some insight, maybe my reply may boost your post to someone with more experience in it. 

I've only had one person look at my home. 

Hey @Mario Morales I assume you're planning to purchase the new property under your personal name rather than through an LLC?