For example if they did backsplash on the kitchen, make sure no tiles are cracked and there's no small little holes in the grout between the wall outlets.

But if I lay it out and they don't change, they're gone.

Trailer with 20 acres and junk laying all over.  6.  

Also, quality flooring (hardwood, tile, etc) helps. 

A 2 hour sit down with a real estate CPA can lay out a very good path for you, and  you will have $24,000 more left in your bank account.  

I’m thinking that maybe they just lay attention to the people that are looking to borrow high amounts over the ppl that are trying to start out so they can make more money.

  - Handling the construction draw process (without using a third party service to facilitate) can be super cumbersome and difficult to understand to most lay PML investors.

I am very curious how they are getting around it because I am stocked, locked and ready to lay down some cash on some properties! 

This is what I would do:OP- cut a piece of plywood, or something lightweight long enough to lay over the stairs (and just wide enough for her bike) so she can walk her bike up the stairs and into her apt. 

I know cash is king, but thanks for laying this out so clearly!