There are hundreds of others nationally, Internationally and locally that are all fighting over a few deals and thats driving prices up and margins down.

Maybe they're just waiting to see if you pay them off without a fight? 

another maybe odd thing i worry about is it's a bit in the country, with 4 doors right next to each other i worry the tenants could fight, drama, drug deals, noise complaints, i have no idea but it just seems a bit strange. the layout just seems very conducive to drama, 4 door out front literally spaced ten ft apart with nothing else directly around and one big parking lot out front.another concern i have is, i understand there are laws limiting how many people can be in apt. these being 1 bed 1 bath, thats room for what 1 couple, and one child at most?

Pick your fights on a first come first served basis.

When shopping for chargeback insurance make sure you are buying insurance, which reimburses you if payments are reversed and not a service that helps you fight back.

Read through it and make sure it is an area that will truly appreciate with you rather than fight you the whole way.

I feel as though it's a scam because even after all of the training you are putting out more and more money to see properties you have to fight to get to an then nothing pans out.

Meanwhile after the talk the newbies, the always believers, the desperate, and the just plain stupid we’re fighting to get to the back of the room to spend their money and sign up.

Some hosts have had good experiences with minor payouts when guests do damage, but others have had to fight and then are paid a fraction of the repair costs. 

@Ben FrenchYou can find more expensive notes in major cities but two things typically occur with these types of assets.First is you will pay more the note and second is the borrower is significantly more sophisticated and will also employ a legal team and fight you tooth and nail to keep the property if it does have value.