I've seen topics posted with a title of "Umbrella Policy or LLC" on various forums.It should never be a question of one OR the other.Remember, insurance is like the Archers & Knights that defend your castle.You still need your Castle Walls and Moat for a well rounded protection strategy for what is inside those walls.

In that time I have completed getting my company; Golden Knight Property Solutions, officially registered with the state & IRS, website & bank account.

You didn't tell her you know of her issues and at the same time you may have just painted yourself as her "knight in shining armor".Just a suggestion ...

@Pasha Knight, I have nothing against Cleveland or any of the Midwest cities and just presenting my data and analysis.

@Jake Knight Awesome Advice.

Ricardo L Knight, w/r/t your question on our experience in Jacksonville FL. 

Quote from @Jake Knight: We actually offer tiers of service starting at 10% and top shelf being 12%. 

If you end up needing an attorney Hicks Knight (formerly Henry Hicks PA, but unfortunately he passed away last year) in Tampa has a lot of experience in this area. 

Please keep in mind that many entrepreneurs and investors leverage stable, well-paying W-2 jobs while growing their portfolios and businesses (read the excellent Phil Knight autobiography Shoe Dog for a great example of this.)  

.* The Effective Executive - by Peter Drucker Deep work so Cal Newport Your brain at work - by David Rock The compound Effect - by Derren Hardy*Finances* Financial intelligence - by Karen Berman/knight Guide to Analyzing Companies - by Bob Vause*Product development* Scrum: The Art of Doing Twice the Work in Half the Time - by Jeff Sutherland Inspired, how to build products people love[Honarable mention] Hooked, How to build habit-forming products*Communication* Made to Stick – Chip and Dan HeathGeneral Self Improvement What got you here won't get you there by Marshall...