Sounds like Unit 1 will need about 3k in refreshing.So 120k total for 825 a month.That 825 will cover the cost for the finance, insurance, taxes.But be prepared to write some fat checks.How long you plan on living there?

I also counsel them to show compassion for people with chemical dependencies, even if you disagree with them and think they are a big fat pig.

She would really be resetting her life back to the 20's, and that's tough to do.OTOH, if they have built up a nice fat nest egg and that's getting split, and she has a good paying job that easily qualifies for the new loan, and she's OK with continuing that until she decides what she wants to do with the rest of her life, doing the refi and staying put makes sense.As for your involvement?

Probably more than 80% fail, recent laws may apply to financing residential sales and Options can be seen as a financing method.You need a good RE financing understanding to make sure your Options will work when buyers are required to (even at thier option) to belly up, not doing so can put you in a position as a predatory lender or dealer.

The judge throws up the big fat ZERO.

I feel relationships are so much more important than a "fat" bank account.

Is there a lot of deep fat frying taking place in the home?

@Andrew Johnson  Texting is the bane of this industry right now.. and for one reason why I simply don't text unless its my family... and never with a client unless its yes I see you called  LOL>my dad also taught me its a belly to belly business.. get on the freaking phone.

I know this is the obvious, whatever you do if there is not enough fat in the deal just give it a miss. 

My worry is that someone just made a mistake and I’m going to have a fat bill come tax time, or this will eventually bite me.