Home Warranties are a gamble.

Wow, what a great response... thrilled to hear so many success stories.

This is gambling not investing.

The realtor is gambling with their license.

The 1099 route may have been an option but here in NY State it's an expensive gamble.

It's a gamble. 

Bit of a gamble to rent in SoCal long term non rent controlled and before you know it buying is not an option for some who end up priced out for good.

They were THRILLED - and so was I.It wasn't exactly charity work, but at that price point, I didn't make a lot.  

Now if you could get a loan for the credit card amount at a lower interest rate then ya, but getting more debt on a gamble to maybe save 100-200/month to pay off your insane interest rate CC doesn't seem like something i could ever do.Granted everyone has their own situation and not any situation is the same but based off what you have said soo far, even paying your credit down now, you are not sure how long your single income is going to last for so you will probably be using that Credit card and accumulating more debt.

Many of them are thrilled with the idea of paying online and voiding the hassles of making it to the office (or mailing it in.)We also have some tenants who simply prefer dropping it off.