Doing title search at the clerk recorder's office was getting tedious as I had to watch a newborn baby, I decided to reach out to several title companies asking for title search access.

I think there so much value her and Toronto is a baby that only going to continue to appreciated.

Paying two mortgages is not something I want to do right now at all. ( We have our third baby on the way, we've got enough to worry about financially ;) ).

Market maybe "hot,hot"....to me people are " dumb,dumb " ....buying over asking price, waving appraisal , paying sometimes 30-40k over asking price....going into negative equity , buying at tip of the market...loool, better hold on to those babies for a decade at least, if not more - because to sell iit after just few years-- total loss....:)

Not coincidentally, my girlfriend lives in Dallas and has been instrumental in my success and supported me through what we thought would be a 3 week process but turned out to be a 9 month process - No, not a baby.

We're also welcoming our first baby in January so we have a pretty similar journey to you and your family. 

We also have other factors like the suburb baby boomers empty nesters are not selling and moving to more traditional retirement locations.

I'm the 'Baby' of the group.. ha ha ha....

(Ended as 1 man with wife and baby)

My theory is that the wild swings are the baby boomers in a panic mode over their impending retirement and the wild swings in economic decisions they have made are being reflected in their political decisions as well.